Elo Insurance Agency
Package property and liability coverage for eligible businesses
A business owners policy can combine common property, business income, and general liability coverages in one policy for eligible operations.
What a BOP combines
A typical BOP packages commercial property, general liability, and business interruption or business income coverage for qualifying small and mid-sized operations. Optional endorsements vary by carrier.
Eligibility varies
Carrier rules may consider business type, revenue, payroll, location, square footage, cooking, manufacturing, subcontracting, loss history, and risk controls.
Coverage outside the package
Commercial auto, workers’ compensation, professional liability, cyber, employment practices, flood, earthquake, and umbrella coverage may still require separate policies or endorsements.
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