Elo Insurance Agency
Protection for belongings and personal liability
Renters insurance may help protect personal property, additional living expense, and personal liability when the building owner’s policy does not cover the tenant’s belongings.
Personal property
Estimate what it would cost to replace clothing, furniture, electronics, kitchen items, and other belongings. Compare replacement-cost and actual-cash-value settlement and ask about special limits for jewelry, collectibles, business property, and electronics.
Loss of use
If a covered loss makes the rental uninhabitable, additional living expense coverage may help with increased temporary living costs, subject to limits and the policy’s requirements.
Liability
Personal liability and medical payments may respond to certain injuries or damage involving other people. Vehicle, business, animal, and intentional-act exclusions still apply.
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We will follow up to gather the information needed for a quote. Submitting this form does not create, bind, change, or cancel coverage.
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